Medical Insurance

The term ‘Health Insurance’ relates to a type of insurance that essentially covers your medical expenses. A health insurance policy like other policies is a contract between an insurer and an individual / group in which the insurer agrees to provide specified health insurance cover at a particular “premium” subject to terms and conditions specified in the policy.

Even if you are in good health, having health insurance is important. You never know when you or your family member will have an accident or get sick. Having good health insurance provides you with an affordable way to get medical care when you need it.

Why you should buy Medical Insurance:

Medical Insurance is needed :

The purpose of health insurance is to help you pay for care

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It protects you and your family financially in the event of an unexpected serious illness or injury that could be very expensive.

In addition, you are more likely to get routine and preventive care if you have health insurance.

Who needs Medical Insurance:

As medical care advances and treatments increase, health care costs also increase. The purpose of health insurance is to help you pay for care. It protects you and your family financially in the event of an unexpected serious illness or injury that could be very expensive. In addition, you are more likely to get routine and preventive care if you have health insurance.

You need health insurance because you cannot predict what your medical bills will be. In some years, your costs may be low. In other years, you may have very high medical expenses. If you have health insurance, you will have peace of mind in knowing that you are protected from most of these costs. You should not wait until you or a family member becomes seriously ill to try to purchase health insurance.

We also know that there is a link between having health insurance and getting better health care. Research shows that people with health insurance are more likely to have a regular doctor and to get care when they need it.